Terms and Conditions
Last updated: October 2026
1. Acceptance of Terms
By using this website or our services you agree to these terms. If you do not agree, please do not use the site.
2. Nature of Our Products and Services
Hanuman Kavach and our astrology guidance are based on traditional spiritual and astrological belief. We do not promise or guarantee any specific outcome. They are not a substitute for professional medical, legal, financial or psychological advice.
3. Orders and Pricing
Orders are confirmed after we verify details with you, including through WhatsApp. Prices and offers are shown in Indian Rupees, may change without notice and are valid for limited periods. We may refuse or cancel an order in case of errors or stock issues, with a full refund of any amount paid.
4. Shipping
Delivery timelines are estimates and depend on the courier and your location. You are responsible for providing a correct address and phone number.
5. Use of the Website
You agree not to misuse the site, attempt unauthorised access, or submit false or unlawful information.
6. Intellectual Property
All text, images, videos and logos on this site belong to Universtalk or its licensors and may not be copied or reused without written permission.
7. Limitation of Liability
To the fullest extent permitted by law, Universtalk is not liable for indirect or consequential loss arising from use of the site, products or guidance. Our total liability is limited to the amount you paid for the relevant product or service.
8. Third-Party Links
The site may link to third-party services such as WhatsApp. We are not responsible for their content or practices.
9. Governing Law
These terms are governed by the laws of India, and disputes are subject to the courts of competent jurisdiction in India.
10. Changes to These Terms
We may update these terms at any time. Continued use of the site means you accept the updated terms.
Contact: nitinkumar.atr99@gmail.com · +91 95405 67427